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The idea behind the model village concept is to offer comprehensive insurance protection to all the major insurable risks that villagers are exposed to and make available covers at affordable or subsidized cost.
You may want to move to a better insurer, but it is not necessary that your application will be accepted by the new insurer. Find out when you should leave your existing health insurer, what the move entails and under what circumstances.
Patients who are being forced to settle for medical treatment at home due to scarcity of hospital resources, will not be able to claim insurance reimbursement for such home care howsoever justifiable it may be.
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