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Title | Description |
---|---|
Room Rent Limit | up to 2% of the sum insured subject to maximum of Rs.5000/- per day. |
ICU Daily Rent Limit | up to 5% of sum insured subject to maximum of Rs.10,000/- per day. |
Pre-Hospitalization Expenses | 30 days |
Post Hospitalization Expenses | 60 days |
Minimum Hospitalization Period | 24 hours |
Day Care Procedure Coverage | All day care treatments covered |
Pre-Existing Disease / Illness coverage | Covered after 48 months of continuous coverage |
Waiting Period for New Policy | 30 days |
Co-Payment | Each and every claim under the policy shall be subject to Co - payment of 5% |
Medical Screening | For insured above the age of 45 or for SI of Rs 5 Lakh |
Ambulance Expenses | Expenses incurred on road ambulance subject to a maximum of `2,000 per hospitalisation |
Non-Allopathic Treatments | Covered |
No Claim Bonus | 5% for each claim free policy year subject to a maximum of 50% of sum insured. |
S Ramanathan, FChFP, MDRT (USA) Fellow Chartered Financial Practioner No.13/16, Viswanathan Street, Srinivasa Avenue, Raja Annamalaipuram, Chennai - 600028.
Mob.:(+91) 98841 66618 E-mail : ramanathan.subram@gmail.com
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